finance--money
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3 Ways You Should Use A Home Equity Loan
A home equity loan allows you to borrow money against your home. Basically, the equity in your home is the value of your home minus any money that you still owe on your mortgage. For example, if your home was valued at $100,000 and you owed $20,000 on your mortgage, you have $80,000 worth of equity in your home. You can borrow against a percent of equity that you have built in your home.
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A Guide To Refinancing Your Home
If you're thinking about getting more favorable lending terms for your household, the best thing you can do is look into a refinance. However, there are plenty of different ways to refinance a home and several lenders that you will be able to turn to. In order to get the most out of your refinancing, you'll want to find the ideal professional and understand some tricks of the trade to help you out.
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Understanding The Differences Between Chapter 7 And Chapter 13 Bankruptcies
No one plans to default on their debts, but when life doesn't work out according to plan, you may find yourself quickly falling very behind on your mortgage, car payment, credit card payments and other debts. If you're struggling to make your minimum monthly payments or you're facing foreclosure or collections, filing for bankruptcy might be in your best interest. There are two different major types of bankruptcies filed by individuals: Chapter 7 and Chapter 13.
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Four Ways To Invest Without Investing A Lot
You don't need thousands of dollars at hand to begin investing your money. In fact, investing has become even more affordable today, with many options for investing in peer-to-peer lending exchanges and directly in fractional stock options. Here are some of the best ways to invest as little as a few dollars at a time. 1. Peer-to-Peer Lending and Micro Loans Peer-to-peer lending and micro loan services let you lend as little as $20 a time to other people who need the money.
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Just Married? Four Tips For Filing Your Taxes As A Newly Married Couple
There's a lot to think about when you're newly married -- and taxes aren't likely to be the first thing on your mind. But many couples actually get married specifically for the tax benefits, and there are some things you should know before you begin your filing. Only File as Married If You Were Married That Year You only need to file as a married couple if you were married during the prior year.
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2 Great Things That A Coin Grading Service Can Do For You
A coin grading service can help you out a great deal if you have a coin that you would like to have looked at. They have the knowledge and equipment needed to perform a variety of services for you. This article is going to discuss 2 great things that a coin grading service can do for you. Authenticate Your Coin If you have a coin that you are currently thinking about selling or that you have recently purchased, you may want to know how much this coin is worth and if it is actually an authentic coin.
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Ancient Coins: How To Tell Real From Fake
When you want to invest in all of the ancient coins for sale that you see, you should know that there are some pretty good counterfeit coins out there. In fact, learning how to smelt, shape, stamp, and carve metal is as simple as taking a class at a vocational college. That said, here is how to tell true ancient coins from fakes so that you buy only the real ones.
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Bail Bonding Myths Exposed
Posting bail can be essential for allowing defendants to leave jail until their trial is concluded. For those needing to post bail, it is likely that they will need to use a bond service to raise the substantial amount of money for the bail. Yet, refuting notions about bail and bonding services may be necessary for you to better understand this aspect of the criminal justice system. Myth: Your Bail Cannot Be Changed
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Don't Lose Your Investments To Scammers: Understand The Infamous IRS Scheme
This year, the United States has arrested numerous people involved in a phone scam that actually crosses international borders. In fact, the IRS scam has become infamous in recent months, but the federal government has been looking into the scheme for years. Is it possible you could lose your investments to scammers? If you understand how the scam works, you do not have to. How Does the Scam Work? For the victim, it all starts with a phone call from a worker in an Indian call center pretending to work for the IRS.
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Four Options For When You Need Quick Cash
Need cash in a hurry for an emergency or unexpected bill? When things come up and you're broke, you may stress out as you scramble to find funds to cover the expense. Before you begin to panic, take a few minutes to read through these options that can help you raise the cash you need quickly. Option #1: Make a deal Your first option is to try to make a deal, with either the company you owe money to or a different one.
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